Sometimes, local credit unions or smaller regional banks can offer more competitive rates, especially for strong profiles like yours.

@Gregory Fazio When using seller financing, ensure the interest rate is competitive and clarify the amortization period to avoid a large balloon payment.

Saturation/competition and regulation being the 2 biggest challenges.

PMs are usually guarded about working with arbitragers and rightfully see them as a competitive threat.

Ive called around, and there is Fannie mae agency loans with competitive rates like 5.9%, with a 5/30 amort.

They can fund very quickly on Fix & Flip loans as well.i typically do not use them for long term DSCR deals as they are not always the most competitive on pricing.

In the competitive world of real estate investing, finding tough markets with great upside gives you an instant edge over the competition.

. :) We are very competitive our products. 780 score ,25% down DSCR rates 6.875%, 30/30 Interest Only, $5027 IO, if 5 year prepay, No points.

Tons of competition. 

Seasoned Properties:If the property has been stabilized for a while with strong cash flow, some lenders may be more willing to work with 15% down at competitive rates.If you'd like, I can help you connect with lenders or offer guidance on how to structure your DSCR loan with less money down.