Do I make it clear to other realtors at the beginning who I work with, or save it for an awkward conversation down the line when I'm ready to make the next deal?

Over 10% has to go through extra levels of approval, but can be obtained if someone can demonstrate needs that can't be met in most/any other local rentals.In terms of the general market, being more accessible than most units really helps attract older tenants who often struggle to find housing that meets their needs as they age, especially in markets with a large share of older housing stock (which tends to have much more steps, narrow/awkward bathrooms, etc.).

That would be awkward, to say the least. 

Granted some of that vibe might be derived from the awkwardly incorrect posts on charging points, but I think the OP has some undertones that are cavalier too.In the OP, the first line, "I am looking to lend some money to a RE friend for one year for her seed money to buy an investment home

It's awkward at first, but screw it.

It's a vague and awkward proposition. 

Well this is awkward ;-)

= weird and awkward.

I definitely understand the issue of not wanting to create an awkward situation with a neighbor, so you may want to hire a realtor to present the offer for you.

Some of units have awkward lay-outs so they would need to be some re-design there.