I too live in Marin, and feel it is a solid long term market for apprecaition, and utilizing the power of principle reduction.When it comes to refinancing, figure out what the loan costs will be, then divide that buy the monthly savings with the new loan in order to determine how long you have to maintain that loan to break even. 

Eliminate debt, establish a budget, and save.

I have broken down 4 key benefits to a retirement account: 1) Compounding interest in the absence of taxation (particularly with a Roth IRA) 2) Ability to self-direct into alternative assets, like real estate, private real estate partnerships/syndications, crypto, gold & silver and other alternative investments. 3) Credit protection (see state specific laws), but generally inherent protections. 4) Upon death, if setup properly, probate avoidance 

I have some money in my savings account but not a lot.

Based on your real estate investment strategy, figure out who could be the best private money lender (PML) match.

So touchable to decide if you want to pay for some piece of mind or dive into the depths to save a few(or a lot!)

I find the savings from not needing to add chlorine is instead spent on chlorinators.I would not use salt for an only a spa because the chlorine use is so low.  

Typically, the initial upfront for the rehab is either cash or a high interest loan (hard money or private). 

Any business could do this with their services and the savings would certainly justify the additional effort.But if you take advantage of the new law, wouldn't the renter do the same?

It’s nice you’re trying to save them money, but it limits your upside.