Matt H, I know you said it seems like people are told to live below their means, that isn't true in my experience, instead they teach you to think about how you are spending your money, how you can cut back so that you can get out of debt and use the extra money to develop passive income streams to get financially free.

My goal is to continue to increase income streams and chase markets that are rising.I did this in Atlanta and now jumping into the Detroit market which is now rising.  

Not a bad income stream either, I bet.

Or, what if it was possible to work as much, or as little as you liked because you were able to develop streams of income that supported the lifestyle of your choosing?

So the first thing I did get a website out there with streaming video and virtual tours.

Biggerpro, it took me a while to realize that the graphic was someone in a big pocket with money streaming out.

I read BiggerPockets' messages as an RSS stream so I might look at this later.And, you can grab real-estate related podcasts, download them, and listen to them from here: http://www.podcast.net/search Now THIS is more like what I was talking about!

The reason that I say it is hand-to-mouth is because there is no cash flow stream and if you don't get a property that month you don't get paid.

How to Create Multiple Streams of Income: Buying Homes in Nice Areas with Nothing Downby Peter S.

If you keep the property, you can rent it out and make almost $1000 a month in profits - a nice addition to any income you have and a good stream for many years to come.What about refinancing?