But we made one decision that history may one day show was the wrong choice--our rate is floating. 

The earlier you recognize this, the better off you will be in the long run "I was wondering if any lenders out here on BP are willing to play game...." is not the best choice of words.  

Hard money lenders, familiar from your experience with flips, remain a viable choice, although they typically come with higher interest rates and shorter repayment terms.

joining the MIH Mastermind has been one of the best choices I have ever made.

Having an experienced agent on your team before the rehab i think is very important because it is during the rehab when they can help add the most value by pointing you in the direction of what adds value to the sale, what finishes to choose and what to avoid, even what color paints are a good choice, insuring that your target sales price is not just realistic, but that it can actually appraise for that amount. 

You still need the reserves for now, but you are in a good spot.Your real choice next is where to invest.

Hi Sweta, having a business bank account for rental income is a good choice and choosing a software to order the accounting. 

However, that is my choice based on what I want to do not based on what politicians tell me I have to do or can not do.Second, from a landlord standpoint, there must be incentives to invest in expanding the housing supply and maintain them. 

I gave them choices while they were still at home. 

She will tell you anything you want to hear and is not a reliable source of information.Personally, I would dig really, really deep or (my more likely choice) deny the application.