I currently work I  hospitality which gives me a lot of insight in building positive, ongoing customer relationships, and proper negotiating and sales tactics.

I am very tight with my Banker of 24 years.. and when we do social things together we get to chatting.. they wont even look at someone with no experience .. unless they are a VERY high paid W 2 or business owner that is going to drop a million or so in their bank and they do it for the on going relationship.. and its gotten no eaiser.now to be fair out in the mid west and deep south tons of smaller banks that are more apt to lend on small balance rentals. our west coast banks would not even look at them .. they will only do MF and larger.. they have no interest in loans on SFR rentals.. one because frankly we don't have many .. price of SFR's make renting them out not all the great.. and they let that business go to the national Federally backed loans.. small community banks don't lend  those types of money.. its their money. 

I have attended a REI meetup here in Sac, and it was great, so I defiantly plan on going to more.

Don't quite understand why they were allowed to get to 2 months behind, but that's the past--now you must work on going forward and not allowing that to happen again.In PA, we can get a tenant evicted for non-payment in 45--60 days. 

You will pay ongoing money for services.

Fantastic to think of using it as a deliberate and ongoing strategy.

I was told that my two ongoing flip projects (under my LLC with a partner) would be included as debt in my DTI ratio and therefore wouldn’t qualify for my jumbo conventional cash out refi option (seeking $540k note).

Wishing you a prosperous future and ongoing success Edison  

With multiple tenants you are all on the deed as tenants owning a % interest in a particular piece of real estate.Any tenant has the option of doing a 1031, taking the cash, doing a partial 1031, or combining their 1031 with the other tenants.While changes in entity immediately prior to a sale and 1031, it is a very common practice to complete the 1031 exchange with the purchase of the replacement property and then change the entity structure to reflect ongoing goals/strategy. 

Switch to some sort of electric heat pump/minisplit.Staying with oil is the cheapest upfront costs, but I would assume more on going costs for maintenance and re-priming when the tenants don’t fill the oil tank.