Also, focus on 2 years of job/income stability.Class D Properties:Cashflow vs Appreciation: Typically, all cashflow with little, maybe even negative, relative rent & value appreciationVacancy Est: 20%+ should be used to cover nonpayment, evictions & damages.Tenant Pool: majority will have FICO scores under 560 (almost 30% probability of default), little to no good tradelines, lots of collections & chargeoffs, recent evictions.

in year one it has a negative 10% annualized return and then in year two it says 7%. 

@Wendy JiangBe honest and say no as mold testing is typically only done when there are visual signs of mold and has never been any signs or complaints.There are many factors outside of mold that can contribute to breathing problems.I would offer that if you wish I can order a hygienist to come to teat for toxic mold - but if it’s found to be negative the costs for the testing would be at your expense.

Between now and then you can really crunch the numbers on rent vs. costs and decide how much negative you can stomach....at worst you still decide to sell in the spring and maybe it's a $40K loss instead of your current estimate. 

I was looking at a specific cash result.With that in mind I never accepted a bad deal (negative CF) because it served no purpose, and only forced a step backwards. 

Its like Fix and Flip loans/business purpose loans are now called "RTL's" real estate transition loans - same thing just different nameI know AAPL was trying to get away from the term "hard money" because for some it has a negative connotation but to me its all the same. 

The great moderation is over, it subsidized investing but had a negative effect on the macroeconomic landscapeThe strong plays are value add, forced appreciation.

If you're co-mingling your finances, you will have negated any liability protection a proper corporate entity structure could provide.

All the negative press you've read about Morris Invest is true.

The only negative is that you have to check your bank account to see if the money has arrived.