(Either with the roofing company, a heloc, or a personal loan.)Either way you will probably be way ahead on interest saved unless you have a sub 6% interest rate.

We have around 20k in savings we’re hoping to do our first BRRR with using a FHA loan in the future.

However, if the loan is assumable, that could also be very attractive to a potential buyer and could end up driving what they pay you higher. 

That first deal after a break can feel like a big leap, but it sounds like a great opportunity.On financing, seller financing, private lenders, or portfolio loans from local banks could be worth exploring if you want alternatives to hard money.Excited to see how this deal goes for you.

Many Realtors will suggest purchasing a property using a FHA Loan, to reduce your out of pocket money.

Since the original loan remains in the seller’s name, you may need a nominee interest allocation to deduct mortgage interest, as the Form 1098 will likely be issued to the seller.

The LLC is irrelevant unless you are paying cash or getting a DSCR loan.

Hey @Brandon LaRose, do you have the ability to use a Margin Loan against a taxable portfolio, or a policy loan against a permanent life policy?

I’d pay my 0% interest for a year credit card loans and 401k loans off asap then repeat.

Hard money and private investing are both ways to finance flips, but they work a little differently.Hard money loans are typically from companies or private lenders that specialize in short-term, high-interest loans.