For example, we have a friend with an LLC with four beneficial owners.  

Ill give you a prime example. 46218 is a war zone by most investors stand point but guess what Zip had the most cash transactions over the last 3 years......46218!

Not trying to argue or make it an ego thing but there are European countries that will not let you buy property as a non resident, Switzerland for example.

For example, the owner's name or the property's name (I picked this one).

This sentence, for example, seems completely unnecessary: "Thank you for your time and attention to this matter.

One example is a 1 year prepayment penalty term will be around 0.5% higher than a 3 year prepayment penalty term.

I'd be delighted to show you some examples of our investor clients achieving these outcomes with recent purchases. 

They are generous on the values so sometime my actual cash out of pocket is less than 15%, for example, I pay 102K for a house that appraises for 108K, the extra 6K they count towards my down payment so I get a mortgage for 91,800 because that's 85% of 108K and I write a check for about 10K.

For example, unsanitary conditions that will attract pests.

You can only play games for so long.Chances are your next door neighbor is an IRS agent and turns you in when your tenants blocks their drive or some other random event disturbing your IRS neighbor.ADU catches fire and your insurance won't cover you, because it was an illegal and unpermitted structure.The city inspector told the last guy not to build or rent it, and is now pissed and wants to make an example of you and just red tags the whole property and no one can occupy for the next 1-2-3 years while you wait for a hearing.Then when you get the hearing, "staff" recommends you tear the whole structure down, and if you still want an ADU, you can apply for a permit and rebuild it.Your tenant quits paying rent and won't move out and you can't evict them, because there is no valid lease and they're just your "roommate".Probably a dozen other bad things can happen to you when you do stuff like this.