She can cover the difference so you break even and you split the equity, etc. 

AirCover is not a true insurance policy; it only provides coverage for guest-caused damages, and even then, compensation is at Airbnb’s discretion.

MetLife was actually even more affordable in VT.

They won't touch it with a 10' pole unless they know you very very well and trust you even more. 

Quote from @Lei Wei: Ko Olina is beautiful.How would you even make that work?

Even Northwest has alot of development going in, and the 303 is offering good support to connect freeway access over there. 

Even if someone in these forums were to teach you a creative financing strategy that required zero out of pocket cash and the seller was willing to accept those deal terms, you still aren’t qualified to own real estate with your current balance sheet.

The deal can make sense even if it doesn't meet some arbitrary "rule" 

Also I am curious if you had to disclose any personal assets even if you did not use them to secure these loans in other to enter an agreement with them. 

I have just read a book about this, and a business owner spoke about his employees who would take "multiple taxi trips in one day" or "dine at the most expensive restaurants even when alone" its just something that will happen.