I suggest you call or better yet, go in and ask how the different offices link information as well as what information they list.

I still go to the county clerks office.

I worked for a man that made a deal on an old Post Office (actually the land).  

And I'm projecting here, but it seems like the banker went through the list of named loans in their head like FHA, VA, jumbo, etc and wouldn't have "DSCR Loan" in a drop down list to select, as if you were asking for a FHA loan, so was stumbling a bit.I'd maybe suggest asking more about how the loans are underwritten when speaking with a mortgage officer and if saying "DSCR Loan" doesn't seem to get you traction, maybe ask something like "well, I was hoping that my request could be looked at from a DSCR perspective as well as any other underwriting you do for the best chance at approval because of XYZ."

I made a few small improvements to the landscaping, I bought a few new appliances, updated a few fixtures, added blinds to the windows, minor drywall repair/paint, and marketed the property as a 4th bedroom that would make great home office/den instead of a 3 bedroom plus office/den.What was the outcome?

@Matt Wignall I have offices in MN and can say the # of companies willing to insure older buildings has gone from 10 to 1-2 in 2024. 

Hi @John MasonI am so thankful for this post as well,I have been attending lots of seminars meeting investors, loan officers, agents and a host of others.

Although both can have a decent cash flow - Sacramento, Roseville, Folsom : on the radar because of healthcare, tech, govt and insurance offices.

I use Microsoft Office (One Drive, excel, word).

I saw a townhouse development in an established area and even then they added a commercial building for a bakery/coffee and a dentist office. 2.