And investors are going to the secondary markets around Charlotte, or they are using creative strategies such as rent by the room, to receive some level of cash flow.All that to say, I grew up in Ohio, and it was always a good cash flow market.

In your experience, how does creative financing impact the loan approval process compared to traditional lending methods?

https://www.thumbtack.com/co/denver/interior-designers/bs-creative/service/424723530653843480?

In our market that's solid base hit given the higher rates and lack of supply. 98% of the houses I see negative cash-flow without creative opportunities (MTR, STR, rent-by-room) or BRRRR. 

@Luis Herna I've seen you on the forums asking all sorts of questions around creative strategies.

@James McGovern - my wife was in attendance and she and I own 20+ properties, a huge office building, have done multiple 1031 exchanges, Segregation studies, flips, private money, creative financing etc.  

What creative financing strategies have you already explored, and how successful were they in helping you close deals?

Hey Chris,let's talk creative financing options for this 4plus year plan for your property.

There are ways around that if your insurance agent is creative enough.

I think people are getting more creative thinking about separate living quarters (basements, split levels, etc.).