But if you want me to extend coverage to any other city, just drop me a message

You may have some coverage for your contents on your family's but you should make sure. 

Oh, and personally those who see insurance companies not ready to pay to me means they need to understand their coverage better and/or hire a more reputable company.The board doesn't even have much of any threads about actually being frivously (is that the term/category we are talking about?) 

But most investors roll into a Debt Service Coverage Ratio, DSCR, loan.

Many people forget about that when they furnish a place and do not carry adequate coverage.

The rental-owning entity is full of assets and should have good liability coverage and probably a commercial umbrella. 

I have some experience working on flips for an investor so I dont feel the need to hire a GC to run the projects especially if they're mostly cosmetic.Sure, if it's mostly cosmetic, and all of the subs have adequate liability and workers comp coverage, then you should be okay.

A no income no doc DSCR (debt service coverage ratio) would be a great option for you .

Paul - you’ll want to get a lawyer to create a  new lease that provides necessary coverage or at minimum an addendum for sub-lease/arbitrage situation.

Calculate the cost to replace your furnishings for personal property coverage.