Tax certs  have all sorts of additional process's to claim ownership and are far more complicated depending on the state and or jurisdiction.

There are other ways of accessing the rest of that credit but they are more complicated and in some cases more risky.

Things may get a little more complicated depending on your specific situation, but that's kind of the general idea.

The arrangement seemed very complicated but the net effect was something with a payment structure that looks like a typical mortgage.  

This is typically seen in larger transactions with bigger check sizes but is also complicated to originate because an intercreditor agreement will be required by your lender.

However, it's always a good idea to address any potential issues upfront to avoid complications during the sales process.In short, if your property is currently insured and meets all building codes, replacing the secondary roof may not be necessary.

Don’t make your life more complicated than it needs to be.

It is well known what the Fed will do, everyone is over-complicating it. 

However, life can get complicated, and if you find yourself needing more time to gather your documents and complete your tax return, there’s an option available: filing for an extension.Understanding the Extension ProcessTaxpayers who require extra time to file must submit a request for an extension by April 18.

You don't want to mess with seller's lives and make their lives more complicated.