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22 February 2025 | 109 replies
A different investor will have a different opinion (and may be completely okay with them)...and that's fine too.
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4 January 2025 | 35 replies
@Lindsay Davis - I completely agree with those numbers for Decatur.
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17 January 2025 | 24 replies
Notwithstanding, "plan provider" connotes a service that is primarily focused on 401k document provision and compliance support and "plan administrator" connotes a more involved level of support in management of the plan.
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28 December 2024 | 13 replies
Again, I primarily work in Portland proper (which, it seems like most of these folks responding aren't aware, is a whole different ballgame than the rest of Oregon).
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25 December 2024 | 3 replies
Whether it's gathering around the tree, sharing laughter over a meal, or watching the magic in your loved ones’ eyes, there’s nothing like the comfort of being home for the holidays.Merry Christmas from my family to yours!
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6 January 2025 | 7 replies
DSCR Loans - Both Purchase and Cash Out Loans- Investors typically use these on the cash out portion of the BRRRR Strategy - Minimum Downpayment, usually 20% but some lenders offer 15% down - Max LTV on Refinances, typically 75%, but some lenders will do 80% - Minimum Title seasoning (since the property was purchased and recorded on county records) is 90 days, although some lenders have no seasoning at all as long as you can show rehab work completed. - 30 year fixed terms - Usually have a Prepayment Penalty from 1-5 years, although you can price out a 0 PPP for a higher rate or fee- Minimum Credit score is 650 usually, although you could do a lower LTV loan at 620.
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6 January 2025 | 2 replies
The checklist here acts as a roadmap, ensuring that nothing is overlooked.Knowing when your due diligence should be completed or when to close or extend your contract is of utmost importance.
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19 February 2025 | 88 replies
Doing a complete cap-x forecast and allocation.
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19 January 2025 | 18 replies
A underwriting that i recently completed on an offer we made i used $600/month maintenance/cap ex and believe it to be as accurate an allocation as i could predict (4/3/1, 3100’, class a finishes).I use $300/month in my market on an attached 2/1/0, ~700’.
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5 January 2025 | 7 replies
It is an old house but has been completely gutted and rennovated in a Midwest state with a flatline population growth.