I have to get a permit to do that even though its rural area with nothing but farms around it.And the septic rules keep tightening up there worse and worse where its rendering some lots that were previously approved for a one or two bedroom septic to where they are literally unbuildable and useless because they won't allow any septic at all.   

Alternatively, can I get pre-approved online or with my bank and go from there before shopping between lenders? 

When an applicant is approved, I follow this process:1.

Many people are suggesting to do a 1031 but have no idea what your gain / tax is(if any).Co-ops in the tri-state area 'normally' don't appreciate a crazy amount.The main reasons is the high monthly maintenance costs, over-leverage of the board, potential difficulty of buyers getting a mortgage and the approval process of the buyer.With that said, talk to your CPA to discuss what your gain / tax would be before thinking about a 1031 exchange.If your tax burden is low, don't bother with the 1031It may be possible that you have suspended passive losses to cover your tax burden.best of luck.

Now, the expediter says they will only approve stamped plans.

I looked into possibly obtaining loan and they required 1% of loan amount for a pre-approval letter and no fund of the 1% fee.

These loans typically offer more flexibility and faster approval processes, which can be helpful in the fix-and-flip world.

If you have no liquidity I highly doubt a lender will approve your loan request.

I have gotten lender name changes approved on prior deals.  

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