I've done this personally and have helped a bunch of other investors do the same.

Personally see these laws sweeping the nation.. 

The feedback seems a bit general or maybe you just condensed it for the post...If not, I'd personally have a chat with your agent about what they are asking in those follow-up questions and hope they are assertively making those follow-up phone calls with your showings.

I personally target Lauderdale, Limestone, Morgan, and Madison Counties.

The pro development and affordable housing advocates use the term NIMBY, but I suspect it is the rare person that buys in a single family zoned area that would be thrilled to have 17 units (qp16 additional units added) in the lot next to them.My initial protege was the land source on this effort.  

For me personally, our STR and our little inn provide more than half my family's income so I feel I have a fiduciary duty to my wife and kids to maximize that. 

How we purchased our property: Combination of Savings, Personal Loan with interest from a family member (4% interest) and a cash loan from Wells at about 8%.

However, I think for the average person this is probably not true. 

Did you have to jump through so many hoops and provide this level of personal information?

I personally would rather just continue with the second bank, why go back to the first one.