Appreciate your quick response!

You should let both of them know that they are both responsible as they both signed the lease.

@Aaron Gordon  we did the student rentals down here in Narragansett for  a long time and the more accurate screening was getting the major.

It appears you are able to hold her responsible to cover damages and lost rent.

Here is the new response:  "The Terms and Conditions were not properly displayed for the cardholder during the order process or on the same screen as the checkout screen before the final checkout.

I’ve posted in other forums and getting a lot of responses saying I need to save more because what I have so far would not be enough. 

You want an accountant who can help you strategize and who is responsive when you want to know the consequences of the financial decisions you are making throughout the year.Good luck.

Thanks for the response.

Like Greg mentioned, I would be concerned with his/her responsiveness while I was living there. 

With this strategy, who would be responsible for utilities?