They are not accepting comps from food or other similar lease terms.

Question: have you ever accepted a loss to offset gains late in the year?

., Phx. 85027, nice house, close to yours, stainless appliances, very nice backyard, and they accept pets, read the description the realtor wrote about that house and pets.Also look at the others on Zillow in that area.

2) What DSR prepayment penalties are you prepared to accept?

Buy a few leads—start with a small test amount—and assess their quality for yourself.

This has been court tested by over 40 years of case law. 

Once you have a shortlist, sign up for an account with each one and test them extensively to see how they function.

Unfortunately, human nature is such that if I do spend hours, days, months vetting a sponsor, and ultimately sign off on them, I will already be biased to accepting the next deal they offer, regardless of whether it is good or not.  

As long as the tenant receives it and signs a copy, you should be good.Certified Mail works because the Courts accept this as delivered even if the tenant never picks it up.

I'd never buy under leasehold but, if you want to "own" in Bali , you have to accept that.