Unfortunately, it's near impossible to find anything over 10% cap rate and 10-20% CoC return... even in the midwest, you won't find anything like that.

I did, she doesn't have anything about cohosting unfortunately 

The old owner unfortunately locked his tenants into $800 leases which scared away some buyers before he listed.

Unfortunately a lot of us are more or less stuck here. 

And yes, there is a risk that your rates would go up or they can drop you - but unfortunately, many insurers in that are may already be planning to exit the market or raise rates on everyone to make up for loses.One thing to note about a claim like this, insurance will usually pay for repairs to the damage caused by the problem, but not fixing the actual pipe that broke.

I’m unfortunately in the same situation.

You will need to provide an explanation of the circumstances surrounding the BK every time you apply for credit, apply for a job, apply for a bank account, etc.Bottom line is if you’re working day labor type jobs for small companies and live on a cash basis it might not affect anything.  

I am not unsure of your current income & life circumstances.

My father just went into the long term care facility on December 23rd so the circumstances regarding the use of his house have definitely changed.

Unfortunately it does not work that way.