The obvious downside, however, is that they’ll offer higher interest rates to compensate for the added credit risk.If you’re willing to submit to a traditional underwriting process, I’m pretty sure you’ll be able to find a rate that’s several percentage points lower than what you’re being offered now.

I, like Jarrett, work a non traditional schedule.

The zip code is traditionally 29405 and the area runs between King St & Meeting St all the way up to Park Circle at Montage St.  

The only reason we don't qualify for traditional lending is because I took some time off to help my terminally ill father, and my husband has been in a commission-based role for less than a year (the lender said you need 2 years of history for that).

We've sent out a cohost request and most hosts are asking ~22%, which is higher than what ABB suggests - but seems to be in line with what traditional local prop management places charge.My question: Long term obviously it makes sense to learn to do this all myself and be self sufficient.   

Having American's in your team who reside in the US helps for traditional financing.All the best with your investment journey!

I can contribute to 23500 to traditional 401k, 8550 to HSA, and 7000 to Roth IRA.

I don't have credit history in the US so I'm not able to qualify for traditional financing through a bank and being approved where I'm from is surprisingly just as challenging.

Wife and I are both self-employed so acquiring a traditional mortgage is challenging based on our "on paper" income.

I had little W-2 income after spending years “retired” on crypto, and traditional financing wasn’t an option.