And, yes, there are years of data points to validate that just within my office, tens of thousands of dollars of wasted appraisal and inspection fees for deals (mostly not mine, thankfully) that had 0.00% of going anywhere but the "Loan Application Declined" bin. 

But if you're willing to take a tiny leap of faith, I think the returns are solid, the diligence and the integrity are there, and the states/markets/submarkets and the asset class are thumbs-up.

A lender is the middle man who will sell your loan to the big banks and in most cases charge you points and higher fee's to support the branch and loan officers commissions.

LoanGuys has a team of loan officers that help borrowers with their financing needs.

I was able to look up the life estate deed from the appraisers office and read it.

Hey @Raven Ye Mahar, so you should call the city and make sure but if you are renting it long term, you shouldn't be on the hook for any of the occupancy taxes.Nashville has a STR Occupancy Tax - https://www.nashville.gov/departments/finance/office-treasur...In the end, I would just call the city and get the deets that way. 

What special purpose equipment do you have for an ADU/Office that required unique wiring for it to function? 

Quote from @Jacob Molina: How did you do a 3-2-1 loan or how did your loan officer bring that about?

We always advise our investors on verifying with the lender or us reaching out to the tax assessor's office to get a good idea of what the taxes are.

I had listed a 10-unit property in Cincinnati, OH, and found a buyer through an agent from a different office.