I went over the price to sweeten the deal since I was going with a FHA loan and there was always a ton of competition in buying that property.

If you were to go to a third party lender on this size deal, the loan would have personal guarantees so that inherent in the seller financing is the concept that to sweeten the deal, the seller is providing you an economic advantage hence the higher price.

He let us have first right on the adjacents to sweeten it a little.

The main reason being that if you need to replace them it will be much easier if you build a system instead of relying on someone's specific talents.As for rates, I've heard they generally run $4-8 per hour, which is apparently a good wage in the Philippines, and of course you could offer bonuses and commissions to sweeten the deal for them.

Can you talk the owner into sweetening the asking price?

We sweetened the $285k offer to 295 and they gave us 30 days, just like you. 

Personally, I would only use HML as a last resort and would prefer to sweeten the deal with the seller if possible...they MAY be easier to work with...and offer more favorable terms.  

Then, add things you have to sweeten the pie (that coin collection in your closet, or whatever).Let your escrow, title or closing agent help you keep the documentation clean and simple.Thank me later

@Ewan Tong  on the face this is fine and done every day.. and the LLC allows for uneven distributions.As Bill states though banks generally will want anyone with more than a 19% interest in the LLC to be on the loan and if a PG is required to PG.That said if your credit partner is strong enough then it should work fine.You may have to sweeten the pot a little for your credit and state side partner who I would think is going to run the show. 

I am also thinking of offering that they pay no commission at all to me (which would be approx $15k savings to them) to sweeten the offer.