Realtor/Buyer strategy help needed

[Jenn Kinchen]

Looking for strategy tips: I'm a Realtor and found a house I'm interested in personally buying. Unlikely I'd qualify for a loan or in time to put in an offer.  Thinking of asking the Listing agent if owners would do seller financing. If I do this but not through my brokerage I would then get no commission? Or would it be better to go the normal route? I am also thinking of offering that they pay no commission at all to me (which would be approx $15k savings to them) to sweeten the offer. I don't know that anyone in this market would ever pick a seller financing deal over a regular offer in this market otherwise? They are sure to get multiple offers on the house