I'm not sure if I'm simply over complicating this or not.

Far more costly to transfer property at a later point than simply purchase in an LLC on day one.

I'll never forget what he told me, If you ever want to start purchasing real estate simply call this guy and write him a check and don't ask any questions.

The third coaching program is someone simply signing up with them to learn to invest on their own however if you submit a good deal that makes sense they may entertain partnering with you. 

The "customized escrow instructions" simply document the intention of the parties to hide the subordinate financing arrangement. 

I have 35k in the bank currently, so I also could simply be over my head going for a deal this expensive.

If you want less leverage simply put down the funds you would use to pay down the 6.4% rate on the new property so you are at say 60% loan to value on the new house.

If they default, you keep deposit and anything they have paid prior to default and simply evict them.

Financial freedom goes beyond simply replacing your current income—it's about sustaining your lifestyle for life.

Adding insulation could help.Usage: If the tenant is using a lot of hot water, it could simply be that the heater is being stretched too thin.