First off, the cash-out refinance requirements have gotten tighter w/ the "seasoning" period.

Proper record-keeping of rental and personal use days is essential to avoid IRS scrutiny.

Have you confirmed with BDS that parking will not be required? 

If you don't have a key, change the doorknob to an appropriate interior knob that doesn't require a key.I provide my tenants with keys to all doors.

Yeah when I was considering my own backyard, I was trying to avoid cities that required relocation assistance, and other weird laws.

4.Tips to avoid similar issues in the future?

Because Zelle requires more data entry I would explain with the new lease there will be a small and reasonable processing fee if the tenant kept with zelle but they can still use it.

Maintenance and potential repairs will also require a long-term financial plan and setting aside a contingency fund for such expenses.The steady cash flow, appreciation over time, and tax benefits can make a meaningful difference to your wealth in the long term, especially with the principal paydown on the mortgage.However, if managing the property from a distance feels too burdensome, or if you’d prefer the certainty and flexibility that comes with having less debt (especially given the high mortgage rates), selling and using the $100,000 in equity to reduce your loan for your next home may be the smarter move.

This will help you assess the value and avoid surprises down the road.12.

In addition to the different tracks @Chris Seveney descrubed, there is also good information on creative financing and seller financing (including what to avoid).