You'd be delivering BIG and powerful solutions.

Exterior UpdatesScope of Work:Repaint exterior for modern curb appealRefresh landscaping (mulch, shrubs, and flower beds)Power wash driveway and sidewalksReplace front door and update hardwareEstimated Cost: $12,0007.

Assuming you could take out a couple 100k you would have the buying power to start a cash recycling business (brrring or flipping).

Mortgage recasting is a great option for homeowners who:Have received a windfall, such as a bonus, inheritance, or proceeds from selling another property.Want to lower their monthly payments without extending their loan term or going through the hassle of refinancing.Are satisfied with their current interest rate and loan terms.How to Get StartedIf you’re considering mortgage recasting, here are the steps to take:Contact Your Lender: Ask if they offer mortgage recasting and confirm your loan’s eligibility.Determine the Lump Sum Amount: Decide how much you can afford to put toward your principal.Calculate Potential Savings: Use an online mortgage calculator or consult with your lender to estimate your new monthly payment and total savings.Submit the Request: Once you’ve made the lump sum payment, your lender will process the recasting and provide a new payment schedule.Final ThoughtsMortgage recasting can be a powerful tool for homeowners looking to reduce their monthly payments and save on interest without the cost and complexity of refinancing.

I am in the same boat as you @Noah Davis.

As an active-duty (soon transitioning) Air Force myself, I know the VA loan is a powerful asset for us.

The community has its own internal lake, which connects to Lake Toho, via a boat lift owned by the community club.

This will get you a better cash return and through the power of leverage, it will propel your net worth significantly higher in the coming years.

They have the power. 

I had never used a power tool prior.