And it's exceptionally EASY for a person, a novice, who got some BAD information on SubTo to go out and get themselves into VERY serious trouble making clear-cut ILLEGAL actions. 

In this example, would Person A forgo a claim to any profits until they are above 5%?

@Andre M. - As a realtor and investor in the Destin area, I recommend cultivating as many relationships as you can, especially for off-season renters. 

i want to keep the group small. not like industry scale crowdfunding.if I can find a property which has okay cashflow (which is hard anyways). and can collect around 10/20 people who wants to invest some cash each.I build a company to own the property and give each person a share. and give yearly dividend to each, until sold.

I’m not really a “people person.”A PM can definitely pay for themselves just in higher rents, late fees, collection of damages beyond security deposits, and reduced vacancy.

It may be best for person A but not for person B.

It is, in fact, a perfect reflection of the persona you are pushing here.Anyway, this is all new to you, right?

But you are exactly the type of person a loan officer would of sold a 2.99% to.

Essentially my idea would be to sell 1/2 my interest, pay off the existing loan, and be "partners" with this person as long as there is a defined exit strategy. 

@Logan M. as a NON eXp person, I'd like to chime in.