Also, most Umbrella Policies only pay out if your underlying policy pays out, and the underlying policy will do everything they can to find an exclusion or that you were negligent (which you probably were) in the cause of action to get out of paying the claim.

@Minh Nguyen - what do those percentages represent?

Pay your vehicle loan, credit cards, etc because in 12 months all of the accounts you pay out of a business checking account will be omitted from your DTI in the future. 

The moment the first payout hits your bank account, all that goes away.

This could be a dollar amount or a percentage.

Here’s a chart showing what percentage of an American’s average mortgage payment goes to taxes and insurance:Rising taxes and insurance premiums make real estate even less affordable for buyers already facing higher home prices and mortgage rates that rose ~150% in less than two years.

The PPM and Docs are customized for your project so you will need to have it outlined upfront on the structure and payout (is it pref equity, debt and the capital stack etc).

I don't know about the percentage, but my PM charges them $30 for a tenant package which they can opt out of. 

Such as, what percentage of those $1B in defaults came from tech platforms as opposed to traditional lenders?

Typically they charge a percentage of the amount saved.