Curious why any tax pro would argue with that.If filing state tax returns did not take any time or money, then there is no harm in filing them.

For those with a W-2, perhaps optimizing 401(k), H.S.A. deductions to potentially get tax benefits.

When you later sell you will pay some tax. 

If you have a “bad” tenant get rid of them as soon as possible, including paying them to leave.  

, and 4 properties we purchased at a tax auction in late 2024.

STR owners have historically been responsible for collecting and paying Hotel Occupancy Tax (HOT) directly to the city of San Antonio.

All told you're looking at $15K ish for a tax bill.

You should never use a debit card or pay for medical expenses from your HSA, ever!

Again, even if you rented for $4,000 a month, you wouldn't have $2,000 left over after paying the mortgage, taxes, insurance, maintenance, etc.So you aren't accounting for all your expenses, and you aren't paying off your debt.

We need to learn more about how taxes work as foreign nationals investing in the USA, and what entities are best for tax/legal purposes.