If you get 1% to get an appointment / follow up call and close on 1 you are winning. 

@Stacie Telles Assuming you took out a conventional mortgage on the property you won't be able to refinance for at least 12 months.

And what is your price point and are you looking for turn-key properties or something along the lines of a "fixer upper"?

The advice I would give as a lender are these few options if you both are on mortgage.

I also can take out a home equity line of credit on my current home....but I need direction. 

Here is a recent bulletin from PSI with more information on the exam & requirements for becoming a broker. 

Software is a common question on BiggerPockets.

Yes, operations is a big part of that, especially for anyone that wants to be a business for the long-term.If I were you, I would be talking to office brokers about partnering more than an online forum.   

When you have a duplex and tenants on both sides stay for ten years, it almost guarantees that something isn't right.I would study your market and determine the value of your rental, because I bet you are losing money every month.

Long term $ can range from 6's-10% range depending on all types of factors - LTV, location, unit count, debt coverage, borrower strength, full doc or lite doc programs, etc..