My humble advice to anyone attempting to do creative finance is:Creative finance is for experienced investors who have access to capital if anything goes wrong.Learn the lawsDon't use a contract "off the internet", laws vary by state and are also regulated on a federal levelLearn the financing techniques correctlyDon’t skip parts of the processDon’t ever do a “kitchen table” closingUse the proper deedAn attorney can help you with the legal work, but the rest you are on your ownYour guru will not bail you out“Investing” in someone else’s deal by providing a small 2nd loan so the “investor” can pay for “cash to the seller” and for “closing costs” so he can do the deal is a very bad planKnow what problems can ariseLearn the responses and solutions to problems before they are neededKnow everything there is to know about Title and what that meansKnow who a "protected class" individual isLearn the "back doors"Learn human natureUnderstand timelinesUnderstand regulation enforcement (some of these "mistakes" have a 10 year statue of limitations ( they can charge you 10 years AFTER you do the transaction) and carry hefty fines and possible imprisonmentThe court doesn't accept "I didn't know" for an answer"Know that the source of the lead plays a serious role in some states and federallyKnow how much of a "profit" pushes the boundaries to invite an investigationYou can be sued by the seller if you don’t do things correctlyYou are automatically at fault if an investigator or attorney or regulator gets involved.

By diversifying, but still investing in the most promising deals, you limit the possibility of a devastating loss without limiting your upside.  

This event is free but has very limited seating and we are limited to the first 50 to RSVP!

I’ve been in a similar position where I wanted to scale but equity was a limiting factor.

Personal usage will limit the loss in 2023, as mentioned in the reply.

I do think partnering might be a good idea for you, especially if you're somewhat limited on capital.

Only reason I've been doing it is to get 0% business credit card limit increases.  

Exactly  its why I only respond to limited PM's.

If this is your only property or your reserves are limited, holding onto a low-cash-flow property might not be the best move.

A $30k down payment is going to DRASTICALLY limit your pool of buyers.