Here are pockets I focus on for cash flow:West side - West boulevard, Cudell, Clark-Fulton, Jefferson, Bellaire-Puritas, Old BrooklynEast side - Fairfax, Buckeye-Shaker (the north side), Waterloo Arts District, Garfield Heights, Maple Heights, Newburgh Heights, Lee-Miles (the north side), BedfordHere are the areas that I focus on for appreciation:West side - Lakewood, Edgewater, Old Brooklyn, Ohio City, Tremont (above 490)East side - Buckeye-Shaker (the north side), Waterloo Arts District, Fairfax*I have a graded neighborhood map of these areas as well if you would like to check it out.  

Your house loans will be long term say 25 years.

I know this was a long time ago but could I get a copy as well?

Brook and all the miles of nature trails on Shades Creek walking trails .  

Quote from @Marc Shin: I saw a video by Miles Golden and he said you change transfer your primary mortgage to a HELOC, and then you can pay all your bills out of the HELOC and pay off your mortgage in 3-12 years. 

So relying on 1, 3, 5 mile radius can be misleading because circles can be sloppy.You also have to go on rent comps.  

The bad is long gone in the rear view mirror so now, that motivation of making the bad go away, has gone away. 

If your primary home is financed with an FHA mortgage and you can get a second FHA mortgage if more then 100 miles away. 

Have a timeshare or airline miles to throw in. 

It is about 20 miles away so it isn't bad.