The technician they assigned said a rat chewed my pipes.If you have a clogged toilet, they'll say it's not covered because of limescale deposits.If you have a malfunctioning water heater, they'll say not covered because of sediment and lack of maintenance.Home warranty companies have had plenty of time to craft every sort of denial imaginable. 

However, it is a Federal Pacific "Stab Lok" panel and this brand supposedly had breakers that malfunctioned in the past. 

There are a lot of small maintenance items (like a door jam, toilet clog, blind malfunctioning, fireplace pilot light out) that I don't have the resources to cover at the moment they occur.

I've seen some cool pictures, but then look at the prices and for $500/night I can stay in a very nice luxury hotel with all the services, instant fixes if anything broken/malfunctions, 24 hour room service, valet parking, luggage assistance and all the other nice things that come with a hotel stay.   

A home warranty usually responds to malfunctioning items, not items in need of upgrades.

Tampa for 30 years and from the first days here, I have considered everything on the East side of I275 Hwy running North from Malfunction Junction, downtown, to be War Zone. 

The SmartKey Reset Cradle is a tool used to rekey a SmartKey cylinder in the event of a lost key or a malfunction.

Tenant agrees to allow Landlord timely access to premises to do maintenance and repair.Tenant will notify Landlord in a timely manner of any damages or problems as they arise, including damages caused by Tenant, malfunction of appliances or fixtures, and water/moisture leaks and spots.Tenant will take care of the premises, keeping them clean and clear of debris.

Seniors had difficulty, it’s harder to issue refunds, if the machines used to load money onto the cards were malfunctioning residents were unable to do their laundry.

We also have the automated code lock and I gave the handyman a key, in case the lock malfunctions.