The city needs to loosen up on these if they want more density.

Final option would be to wait until the market cools.Investment money burning a hole in your pocket can be frustrating and dangerous if you loosen your standards to land a "deal".

If the banks can earn a greater spread on their assets they will be able to loosen their lending standards which would be positive for home prices.

Banks have loosened capital when it comes to spec construction, but it will probably be easier to find private money for this, as if he's going to show break even, or not much profit, it might be difficult for a bank to bite. 

This will loosen people up for the night. 

People need to live somewhere Ben and credit is tight and I don't think it's going to loosen up for quite a while so I think housing is going to stay hot that's my opinionI always want to buy a good school districts and safe neighborhoods I don't want poor neighborhoods and high crime and that schools just don't want it

That depends... and I think much of their structure is constantly evolving as securities regulation loosens.

Used a tool to score the paper then soaked a sponge in fabric softener and coated the paper with that to loosen.

Wells Fargo VideoLenders are loosening credit. 

Lending is still pretty heavily regulated and the purse strings have not been loosened all that much.