I just never knew how to get in and working the 9-5, kids, home, etc took my time.

For example, a buyer putting 20% down on a $500k home would pay around $500k in interest over the 30-year life of a typical mortgage at a rate around 6.5%.

I’m about to be 29 and I’m hoping this really takes effect in my life in my 40’s.

If you are setting aside funds for capex, taxes, insurance, or other expenses that don't occur monthly, transfer those funds to Savings each month and hold them there until it's time to spend them.

At the time they had a real estate degree (they probably still do).

And even then, the life cycle is generally pretty long from first contact to closing.  

These policies also cover you in all other areas of life like car accidents as well.

can you refinance at the end of an interest only loan into another interest only loan?

It just takes a little time/effort to get the right information to stick.1.

I'm in Rogers Park, Chicago. I have several people interested in being my roommate. So far, I have two people who seem they could good tenants. I did find them on Craigslist though.My mom has one property in Romeovill...