To me that is negative cash-flow, because I include hard and soft expenses. 

It does not include the rent income, just the appreciation, it is about 11%. 

The Creative Investor Meetup is designed for beginning to advanced investors who would like additional strategies when constructing deals.All aspects of real estate investing will be covered including (but not limited to) - Wholesaling, Flipping, Buy and Hold and Commercial with an emphasis on Creative Financing.

Maintain - includes taxes and insurance?

When considering 'break-even,' cash flow is included...it's the overall ROI that the property generated for you during your ownership.  

Magistrate Judge Aileen Goldman Durrett on December 4, 2024.According to information presented in court, beginning in 2017, Espinosa, Smith, and Baltazar, along with others, are alleged to have operated a mortgage fraud scheme using various companies, including Short Sale Queen, L.L.C.

As for holding a home and building another one - be sure to include carrying costs of the first home while building the second.  

I own 32 properties myself and have bought and sold over 300, including a few apartment complexes.

There may be something called a "Due On Sale" clause.Check and see if all tax parcels are included in one mortgage or if they have separate mortgages.You have to have him spell out what he considers to be a "partial seller financing".

There are clear winners in types of photos that should be included in your listing, along with examples of listings I believe achieve this.