Because of the relationship I have with the contractors I use, there is no material mark up when they source the material.Basically there is not an issue.The CSLB law on prohibition of T&M residential home improvement contracts has been around a long time.

They may sell in a few years when interest rates drop or keep it longer term as cash flow on the property improves!

Spear's comments about required capital improvements as they relate to rent increases and a captive audience/ trailer trash mentality. 

From experience, I’d recommend getting pre-approved, improving your debt-to-income ratio if needed, and researching local assistance programs.

Diversifying your portfolio could reduce risk and improve overall returns.Higher Cash Flow Potential: If you redeploy the equity into markets with higher cash-on-cash returns, you could significantly increase your monthly cash flow.

And I would like to stretch it out longer to improve cash flow.

You might choose not to renew leases, make improvements, and then raise rents after taking over.

Utility improvements.

With things like the ONE Linden plan in Linden, which is a 50M plan to improve the neighborhood.

.- Revolving Credit & Liquidity Management:Instead of taking out separate loans for each property, consider portfolio financing and cross-collateralization strategies to streamline funding and improve cash flow.- Creative Financing Solutions:Options like subject-to deals, seller financing, and syndications can lower capital requirements and increase your purchasing power while providing flexibility for properties with complex financial situations.4.