Looking ahead to retirement for both of us, we would like to make a solid investment with few worries about weather events.

I’m a Michigander who relocated to the Wetumpka area permanently because of the great weather and affordability.

Note that water penetration is not limited to flooding from rising water levels on the ground in a weather event.

If you feel they're being too harsh, think about their intent.

--Conclusion and a Thank you--Everyone's advice really helped me, Harsh or not harsh I want to say thank you to everyone. 

I've rented in cold weather every month of the year.

But the weather is glorious for 6-7 months out of the year.

The fire created it's own weather including "fire tornados".  

Originally posted by @Zach Harsh:@Bruce Lynn Yea I hear you, I have been a full time investor more or less since about 2015 or so. 

I think that trend will be  nationwide, but I expect the rest of coastal florida(outside of primo Miami) to get a harsh correction. some cities (miami,san diego) created their own market that's hard to compare to other market because of the immigration pattern and status.