Despite higher interest rate environment, there's reasonable probability inflation will still continue - thus increase hard asset valuation.

Like our other class B shares (we also invested in Praxis), they stopped paying out pretty quick when the interest rates when up.

@Helena Goyvaerts it will be tough without 2+ years of USA tax returns showing you are profitable.Higher interest rates have negatively affected most lenders and many of them are getting more aggressive with offering more flexible programs. 

Great rental income, strong FICO, low LTV (60% or below), strong liquidity and PFS.

If the answer is yes, then it's a no brainer to make minimum payments on your 2.8% interest rate mortgage, and use the funds that you would have paid extra to pay it down faster, to either invest in more real estate, the market, or anywhere else where you can get a ROI > 2.8%.If the answer is no, then feel free to aggressively pay it down as fast as possible, to become debt-free faster, and just have a large amount of money in savings or to splurge with.The bottom line is that your 2.8% mortgage is GOOD debt.

Sounds like a great deal/property.

Great job in 13 years! 

Hi @Sean Gammons,Great question! 

Great to hear you’re diving into real estate investing!

With a 7% interest rate and high HOA fees, the key is evaluating if your skills and investments can generate higher returns elsewhere.