My lender will charge an extra 5% just for the risk being undertaken during the build process.  

It may sound nice to pay a 5% management fee but the extra fees can add up to be more than the other company that charges 10% with no add-on fees.

Buy a sofa and keep the sofa bed to keep the extra-capacity, at the risk of cluttering the living room too much?

I know NY lenders that can do 100% LTV helocs which might give you that extra flexibility.

Time and money - how much extra do you have?

I am going to add a bit more context, please provide any extra thoughts or insights. 

These days, even properties with nice amenities like pools need to go the extra mile to capture attention and bookings.

Compare yourself to these but do something extra to make it stand out.

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!

I know you have been here a long time and thank you for being a good tenant but on X date we will need you to vacate (maybe use chatgpt on it) to soften it more.Key is, give them a date but give yourself some extra time just in case.