Looked at HELOC on the rental, but is not allowed in Texas.Will probably apply for a 0% APR CC for a lot of expenses/material , but still need cash for labor/ vendors.Looked into personal loan , but 2 banks stated loan can not be used for investment property.

Because you own an interest in the property, can you short sale it to another LLC, through working with the bank?  

Since hard money eats into profits, consider private lenders, local banks, or partnerships for lower-cost funding.

It was from a bank, Delmar Mortgage was who it went through before the sold off the loan.

For instance, I'm a veteran and do a lot of VA loans and one bank I work with offers the same rate to veterans with a 685 credit score as they offer for veterans with a 758 credit score.

Quote from @Mason Jacobs: Quote from @Eric Goldman: Quote from @Mason Jacobs: @Eric Goldman had a good point, if you don't rent it out no one will lend DSCR, you might get a local bank but a DSCR doesn't work if you don't have it rented!  

Just adding a little $0.02, outside of what he said, most banks are not going to be your friend when it comes to this type of construction, or any for that matter. 

Quote from @Carlos Silva: Has anyone tried velocity banking?  

The people that run these companies usually come from an "investment banking", real estate, or construction background.

The lesson here is never buy into a property that you cannot take your family to and continue to research the area if you are banking on the neighborhood to be improved.