To me there is a distinct difference between the two. 

@Andreas Mirza There are two distinct NPN markets in Chicago, residential and commercial.

There is a distinction between syndications and DSTs.

State chartered credit unions can on a case by case basis depending on the state so it’s important to understand the distinction when borrowing from one. 

My distinction here would be you still conduct the sale and sign the agreements.

This distinction is important   A court settlement enforced by the Federal Courts and Department of Justice.

Transactional messaging, such as order confirmations or shipping updates, also requires a distinct opt-in.Businesses that violate the TCPA can be fined per violation, with penalties ranging from hundreds to thousands of dollars.

Short of specific decisions or clear law, the distinctions seem extremely vague, arbitrary, and a bit scary.

I think you're correct that Worksheet 3 kinda clarifies things a bit more, especially with the obvious distinction between "Home" and "Business" gain/loss worksheets at the top and following thru.

Its definitely distinct from Hard Money in many many ways.