I don't consider an application received until I have all the supporting documentation, picture ID, and payment.

Insurance would cover it, I would pay the deductible, and no assets would be lost.If you are in an area like San Diego where people are more likely to sue, a judge is more likely to find you guilty, and the payout is expected to be higher, you may consider an umbrella insurance policy.

There are a TON of other great things people travel to PHX and Scottsdale for, but if you're focus is solely golf tourism then you might want to consider an area with a year-round demand.

My thoughts:1) try driving for dollars in your target neighborhoods, find run down properties and send a piece of mail to the seller asking if they will consider an offer.2) Mail, call and text.

Insurance would cover it, I would pay the deductible, and no assets would be lost.If you are in an area like San Diego where people are more likely to sue, a judge is more likely to find you guilty, and the payout is expected to be higher, you may consider an umbrella insurance policy.

If that's the case, consider an MTR or STR/Airbnb. 

Since you're planning on living in one of the units, you might consider an owner-occupied loan.

I would also consider an on-demand heater that requires less space, no drip pan, easier venting, etc.

I would likely still consider an LTR here and love your insights on growth.

Insurance would cover it, I would pay the deductible, and no assets would be lost.If you are in an area like San Diego where people are more likely to sue, a judge is more likely to find you guilty, and the payout is likely to be higher, then you may consider an umbrella insurance policy.