Losing any license for that matter RE  Mortgage Broker etc etc. you have to really make a boo boo or have a scheme going.As you know the NPL space takes a very well put together team..

I suspect anyone telling you that you need to tap into underground markets is trying to sell you a marketing scheme of some sort.

Different financing schemes. 5.  

If you feel you really want something more special for a nicer flip or something, get a design consultation from someone local who can give you a whole color scheme for the house that will make things pop. 

We introduced a new color scheme for our new construction homes.Once the exterior paint was finished, we realized that we strongly disliked the color we chose for the garage door.Easy fix, spend the money to repaint the garage door and update the color package for future homes.Hiccups like this happen every day in this industry.

Umbrella insurance is pretty cheap in the scheme of things

Not looking for a get rich quick scheme. 

What a lead balloon that's been, but here we are, still supporting the whole scheme.

It is likely a fishing scheme to get a listing. 

I had 13 projects fall apart all at once cause a GC decided to start co-mingling all the money and fall into a ponzi scheme.