. $45k from several unexpected large repairs (water leaks, roof collapse, siding rot, plumbing main line, etc.)These issues are also causing me to rethink the assumptions in my model, increasing my vacancy rate from 8% to 12%, repairs from 5% to 20%, and capex from 5% to 20%.

But as others have already stated here, the fund collapsing is not the same thing as a scam.

Leverage is great from HELOC, but you want to accumulate more and more equity and try to use 25-50% of the equity at most to get a property so you don't collapse your entire value in what you own.

What if you are clicking away with the profit you desire and that entire market collapses?

The current measures are designed to ensure long-term stability and prevent the kind of market collapse seen in the past.

Additionally there is a drain in the garage that runs under the driveway and to the road that is backed up (or collapsed, though I dont even want to think about that as we would have to tear up the driveway to fix it), and we believe it is also causing water to run into the basement.

that condo collapse disaster is affecting a lot of the older units no doubt.

I just don’t see a housing and major economy collapse like a few people here claim.

Think Florida rule changes after the Palm Beach/Surfside collapse,  think Dallas freeze lawsuits, think about the parking garage collapse at the Renaissance. 

The roof is collapsed and has been for at least 2-3 years which means there's damage throughout the house.