I do like the idea of a check and when she pays closing costs ($515) for the title company and I'll pay attorney fees I'll have her write a check and get a copy of it. 

., 10-year interest-only options), and non-recourse structures.Competitive Rates: Recent transactions show rates ranging from 2.69% to 4.65% depending on LTV (55%–80%) and property type.Lender Specialization: Some lenders excel in specific areas:Greystone and Walker & Dunlop lead in Fannie/Freddie volume and large-scale refinancing.Arbor Realty Trust is praised for smaller-balance loans and flexibility.CREFCOA offers streamlined refinancing with 45–60 day closings and cash-out up to 80% LTV.HUD 223(f) loans provide 35-year fixed terms, ideal for stabilized properties.Questions for the Community:Have you worked with lenders like Greystone, Arbor, or Freddie Mac?

If the numbers work when I run them, I know reality should only be better.ActualsPurchase Price $227,500Interest Rate 30 year conventional 6.375%Homeowners Insurance = $920.21Rents = $1,900 per monthTotal mortgage + escrow = $1,182.58 per month with rents at $1,900 my actual cashflow is $717.42.Additional numbers behind the dealTotal cash to close = $87,475.55Down payment = $80,000Homeowners Insurance - $918.36Rate Buy Down 1.283% - $1,892.43We paid to lower the interest rate by 1.283% over the course of the 30-year loan.

However, lately I’ve been testing an AI-powered system that autopilots real estate lead gen and deal management.In just 30 days of using this AI system for follow-ups, our response rates doubled, and we closed 3 deals.

Buyer was a real estate agent and all that information was in the mortgage and note and closing was with an attorney. 

In addition, they connected me to the preferred lenders who also helped with closing on the property within a short period time.

Keep a close eye on the actual cost of rehabs and make sure your remodel stays in line with comps in the area to ensure profitability.

I close quite a few deals every month generally 10 to 15 either buying or selling so . the other thing is docusign I know how to sign them but I have no clue how to load them in the computer.. my staff does it all for me..

I've found that Chase has great deals (almost no closing costs) for 5+.   

@John DavisCongrats on closing on your first investment property!