For leverage of 50% or less any worries are psychological with little chance of consequences moving beyond the specific property leveraged. 50 - 65% could go either way depending on economic climate, specific property attributes, management, etc. 

Also, remind them this is coming from a safety measure for everyone wellbeing due to the climate of crime near our homes. 

What kind of climate would keep you more productive? 

Devastating.This is why climate related stuff is absolutely paramount in how I invest.

Just be prepared for winter if you are moving from a warm climate.

I converted my STR to a LTR because the climate here in the Springs (and CO in general) is so hostile to short term rentals, and it's getting worse.

Like when they were dumping money in the market to prop it up, they are spending money on infrastructure and climate change projects, adding government jobs and other spending.

I am in the process of buying a commercial building in Savannah, Ga and know there is a lot of discussion around “climate change premiums” in relation to insurance. 

I completely agree—private money lending is becoming a key strategy in this climate, especially with its flexibility and speed compared to traditional loans.

Extra income if you live in a Snowy climate can you use it for snow removal?