Primarily because he misunderstands the concept that the US federal government is the monopoly supplier of the US Dollar and thus a currency issuer, whereas you and I and businesses and states are all currency users.

Anyway, here's what the fact sheet says:The final rule approved today makes changes to Rule 506 to permit issuers to use general solicitation and general advertising to offer their securities provided that: The issuer takes reasonable steps to verify that the investors are accredited investors.and then later in the Fact Sheet:The determination of the reasonableness of the steps taken to verify an accredited investor is an objective assessment by an issuer.

One easy thing to do would be to request credit limit increases with your current card issuers, since that can lower your overall credit card utilization ratio (which is rated high in factoring your score) without opening new accounts.Here's some other tips from My Fico: http://www.myfico.com/crediteducation/improveyourscore.aspxOne last idea for you.

For a loan to be useful to a borrower, the borrower must be able to access the funds.Perchance, did this lender require you to post a bond for all or part of the loan amount and use their bond issuer?

Some of them live in cardboard boxes under bridges ...

Cheap and easy, use the pressed wood cheap stuff to save 50 pct. dunno whats wrong with your ceiling that you want it torn out, but theres cardboard, metal, and textured ceiling tile looking wallpaper alternatives to simply cover the flaws. 15+ cents a sf for textured ceiling tile wallpaper DIY, .50 to 1 an sf for armstrong cardboard diy, up to $50 an sf not installed for copper tiles.

In that case, the issuer gets all the deposit and pays out very little.You could consider the value of the property to be a "deposit" on an annuity.

This issue really gets my blood to boiling!

It also happens to be true for a re-issue rate, which is available for a certain period of time after the title policy was issued.

My suggestion would have been a little different with three cards from the same issuer, however.