You need to build real authentic relationships with the owners, educate yourself and them on the foreclosure process to build trust with them. 

Even better, I recently and finally felt what it's like - on the receiving side - of authentic "give before you get." 

When they see the opportunity to intercept a large wire, they pounce and send out an email with their fake wire instructions designed to look authentic.

I have become a fan of the Bigger Pockets community and I appreciate the authentic learning, advice and connections that can be made here.

I love Mi Nidito for great authentic Mexican.

A genuine question is raised as to the authenticity of the original; or2.

Then contact that person to confirm the letter's authenticity. 

The goal would be to maintain the curb appeal / authentic look, but at a much lower replacement cost.Thus, I'm looking to find an insurance agent / receive quotes that understand this dynamic.

So it would require an omission of Fair Market Value, absence of any authentic appraisals or BPO's, and perhaps some 'mis-understandings' about issues with the house, and various other routes the seller could take, yes?

Hudson uses an authenticator app which generates new passwords for each log in and so perhaps there are issues.